问题 单项选择题

A、B两 * * 险公司承保同一财产,其中A公司承保4万元,B公司承保6万元,已构成了重复保险。如发生了保险责任范围内的损失5万元,A公司在无B公司承保的情况下,应赔付4万元,B公司在无A公司承保的情况下,应赔付5万元。请问,如果合同约定按照责任限额分摊,A、B两 * * 险公司分摊的赔款分别为( )。

A.4万元、1万元
B.4万元、5万元
C.2.22万元、2.78万元
D.2.3万元、2.7万元

答案

参考答案:C

解析: 本题考查了重复保险中按照限额责任制的方式计算赔款的方法,即保险人分摊赔款额不以保额为基础,而是按照在无他保的情况下各自单独应负的责任限额进行比例分摊赔款。公式为:某保险人责任:某保险人的独立责任限额/所有保险人的独立责任限额之和×损失额。即A公司的赔款额应为4/9×5=2.22(万元),B公司的赔款额应为5/9×5=2.78(万元)。

翻译题

完成句子。

     阅读下列各小题,根据括号内的汉语提示,用句末括号内的英语单词完成句子。

1. Don't bother to look for my old dictionary, Jason -it ____________ (出现) some day.   (turn)

2. I can't tell where Mary is, but she _______________ (可能去了) to meet her classmates, for

    they want to go to Yunnan to work as volunteers.   (go)

3. It was on the shelf ____________________ (我放鞋子的地方) that I found my car keys.

    How careless I was!   (put)

4. Hardly _____________________ (我们宣布仪式) open when the rain began to pour down. 

    (declare)

5. In the big fire the woman saved a little boy but lost her son. When asked if she regretted

    _______________ (没有救) her son, she said she made the right choice.   (save)

6. Hello! Is that ABC company? Could I speak to ___________________ (负责……的人)

    the International Sales,please?        (whoever)

7. He was absent again, which ________________ (使得我们困难) to carry on with the work.   (make)

8. As is reported, Chen Guangbiao, known as Chief Charitarian in China ("中国首善"),

    ______ (捐献了) billions to helping people in disaster-stricken areas these years.  (contribute)

9. __________ (在水少的地方), it is hard or even impossible to develop good farming.   (where)

10. When Xu Benyu graduated from college in 2003, he chose to teach in a mountainous area of

    Gui Zhou province when he ________________ (本可以享受) an easy city life.        (enjoy)

单项选择题