借款人无法足额偿还本息，即使执行抵押或担保，也肯定要造成较大损失。这个属于贷款分类中的( )。

A．正常

B．损失

C．可疑

D．关注

—It's a long story, but you can hardly find new words in it.

—Good! _____ it will be too hard for children. [    ]

A. So

B. And

C. But

D. Or