问题 判断题

家庭与住户是有相互关联的两个概念,一般地,家庭的范围比住户的范围要广。

答案

参考答案:

阅读理解

Nuclear weapons(核武器)were first developed in the United States during the Second World War to be used against Germany.However, by the time the first bombs were ready for use, the war with Germany had ended and, as a result, the decision was made to use the weapons against Japan instead.Hiroshima and Nagasaki have suffered the consequences of the decision to the present day.

The real reasons why bombs were dropped on two heavily populated cities are not altogether clear.A number of people in 1944 and early 1945 argued that the use of nuclear weapons would be unnecessary, since American Intelligence was aware that some of the most powerful and influential people in Japan had already realised that the war was lost, and wanted to discuss a Japanese surrender (投降).It was also argued that, since Japan has few natural resources, a blockade (封锁) by the American navy would force it to surrender within a few Weeks, and the use of nuclear weapons would prove unnecessary.If a demonstration of force was required to end the war, a bomb could be dropped over an unpopulated area like a desert, in front of Japanese observers, or over an area of low population inside Japan, such as a forest.Choosing this course of action might decrease the loss of further lives on all sides, while the power of nuclear weapons would still be adequately demonstrated(展示).

All of these arguments were turned down, however, and the general agreement was that the quickest way to end the fighting would be to use nuclear weapons against the centres of population inside Japan.In fact, two of the more likely reasons why the decision was reached seem quite shocking to us now.

小题1:The meaning of the underlined sentence in Paragraph 1 is that        .

A.the two cities were badly damaged after they were bombed

B.the two cities suffered because Japan would not agree to end the war

C.the terrible effects of dropping nuclear weapons on these cities can still be felt

D.the end of the war with Germany meant Hiroshima and Nagasaki, would suffer小题2:According to Paragraph 2, a blockade would have been successful because

A.Japan had to import most of its natural resources

B.Japan would not be powerful enough to beat a blockade

C.an attack would probably destroy Japanese resources within a few weeks

D.the Americans could defeat Japan's navy since it was short of resources小题3:The last paragraph tells that         .

A.the writer probably expects us hot to argue with his opinion

B.the nuclear bombs must have been dropped on Tokyo, too

C.the real reasons for' the decision may never have been made clear

D.the writer has not done much research on this subject to establish the facts小题4:What would probably be discussed in the paragraphs that follow?      

A.The reasons why Japan chose to surrender.

B.The writer's attitudes towards the Japan's surrender.

C.People's different opinions about dropping nuclear weapons onto the cities.

D.Some of the possible reasons for dropping nuclear weapons onto the cities.

单项选择题

假设刘明与王丽是你的新客户,目前正面临生涯与家庭上的转变,需要金融理财师协助规划。经过初步沟通面谈后,你获得了以下家庭、职业与财务信息:

一、案例成员

家庭成员年龄职业身体状况
刘明28某饭店部门经理
王丽(刘明的未婚妻)26某公司秘书
二、收支情况

1.收入情况:刘明每月收入4000元,年终奖为3个月工资,预计未来每年调薪200元;王丽每月收入3000元,年终奖为2个月工资,预计未来每年调薪100元。

2.支出情况:婚前刘明每月支出2500元,王丽每月支出2000元。婚后两人决定将月支出控制在3500元。每月房租支出1000元,故每月总开销仍为4500元;每年计划国内旅游一次,预算支出为4000元。

三、保险及资产状况

两人准备下个月结婚。目前两人都没有保险,原有的积蓄预计在支付结婚相关费用后所剩不多。但两人目前没有负债,往后的各项目标规划皆要以双方的储蓄来准备。

四、理财目标

1.教育金规划:计划5年后生一个小孩,出生后每月养育费用现值1000元,并扶养到 22岁,另18岁时需准备大学费用现值100000元;

2.购房规划:打算10年后购房,总价以现值计为50万元;

3.理财规划:打算购买在2007年1月1日平价发行的债券,每张面值1000元,票面利率10%,5年到期,每年12月31日付息;

4.购车规划:打算最近贷款购买一辆价值10万元左右的汽车;

5.退休规划:30年后两人同时退休,退休时希望每个月有现值4000元可以用。

五、假设条件

假设储蓄的投资报酬率为6%,每年生活费用成长率为2%,每年学费成长率为4%,房价成长率为2%,退休后生活费用成长率为2%,并预计退休后生活为20年。

假定刘明持有该债券至2008年1月1日,而此时的市场利率下降到8%,那么该债券的价值是()元。

A.989

B.1019

C.1109

D.1119