日前，中国人民银行采用的利率工具主要有（）。
A.调整中央基准利率
B.调整市场利率
C.调整金融机构的法定存贷款利率
D.制定金融机构存贷款利率的浮动范围
D.制定相关政策对各类利率结构和档次进行调整
参考答案：A, C, D, E
解析：市场利率是随市场规律自由变动的利率，是由资金市场的供求决定的，所以不会受到人民银行的控制。首先要被排除。利率政策是我国货币政策的重要组成部分，也是货币政策实施的主要工具之一。目前，人民银行采用的利率工具主要有：调整中央基准利率（含再贷款、再贴现利率、存款准备金利率、超额准备金利率），调整金融机构的法定存贷款利率，制定金融机构存贷款利率的浮动范围，制定相关政策对各类利率结构和档次进行调整等
Today, there are many problems between parents and children. Many people always ask, “why do we often argue?” Parents show their love for their children in different ways. They cook nice food, buy new clothes for them. They also care about their studies. Parents always say, “You must work hard.” “You should do your homework.” Or “Why not review（复习）for your exam?” all the time. When children get bad marks, their parents get very angry. They often stop their children watching TV, playing games or even going outside until they make progress. Why? Most families have only one child. The child is the hope of the family, they want the child to be the best. Many teenagers want to do things themselves. They want to do many unusual and special things that parents dislike. They like pop songs, basketball and other new things. They enjoy surfing on the Internet and playing QQ games. They spend a lot of time chatting online and listening to the QQ music. In their parents’ eyes, these are a waste of time. For these reasons, parents and children can’t get along with each other. 任务型阅读：根据短文内容，填空下列表格。
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