A bank is the place ______ they lend you an umbrella in fair weather and ask for it back when it begins to rain.

A. when
B. that

C. where
D. those

— Ann has made great progress recently. 

— _____ and _____. [ ]

A. So has she, so have you

B. So has she, so you have

C. So she has, so you have

D. So she has, so have you