中国人民银行发布的《2013年第3季度储户问卷调查报告》显示：倾向于储蓄和消费的居民占比均有所下降，而倾向于“更多地去投资”的人数则有所增加。造成这一现象的原因可能有（）
①城乡居民的可支配收入减少
②人们投资理财的意识在不断增强
③存款利率偏低，消费价格指数（CPI）偏高
④投资能够获得稳定的高收益
A.①②
B.①④
C.②③
D.②④
参考答案：C
解析：
随着投资理财意识的增强，人们选择投资的将会变多，②正确；居民储蓄的直接目的是为了获利，存款利率低必将影响人们储蓄，如果CPI较高必然影响人们的消费能力，③正确；如果人们的收入减少，其理财投资也会缺乏资金，①错误；投资总会有风险的，稳定的高收益是不存在的，④错误。故本题答案选C。
考点：本题考查投资理财方式的相关知识。
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| It was a few days before Christmas, so when the office 1 at half past five, most of the young men and women 2 and had a party. They ate and drank, danced and sang songs, and 3 wanted to go home. But Joe had a wife 4 and lived quite 5 the city. Every few minutes he looked 6 , and at last, when it was very late, he began to leave. "Joe," shouted his friends. "Are you 7 ? Why don't you stay and 8 the party?" "I'm not leaving," said Joe. "I'm only going down to the railway station to find out the last 9 back home. I will be back here 10 a few minutes." | ||||
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