中国人民银行决定首次不对称下调一年期存贷款基准利率，即金融机构一年期存款基准利率下调0.25个百分点，一年期贷款基准利率下调0.31个百分点。央行不对称利率调整带来的影响可能有（）
①居民存款实际收益会增加
②商业银行的利润将会增加
③会刺激社会总需求的增加
④商业银行将变革盈利模式
A.①②
B.①③
C.②④
D.③④
参考答案：D
解析：
题肢①说法错误，因为材料表明央行不对称利率下调居民存款实际收益会减少，故排除；题肢②说法错误，因为此举会使一部分资金会流入市场，会刺激社会总需求的增加。刺激商业银行将变革盈利模式。贷款利率也下调，商业银行的利润将会减少，故排除。故本题答案选D。
考点；商业银行与储蓄存款
The happy Prince was blind﹙瞎﹚。The swallow﹙燕子﹚sat on his shoulder and told him many __. He told him about so many amazing places __ __ Nile River﹙尼罗河﹚，the desert in Africa and so on. The Happy Prince greatly enjoyed his stories. He wanted to know __ was happening in the city, so he asked the swallow to fly over the city to have a look. The Swallow did as the Prince asked. He _ ___ through the sky. Below him, he saw rich people living __ __ in their homes. He saw poor people were in cold and hunger.__ __ one bridge, two boys shook their bodies t stay warm. The Swallow told the Prince everything. The Happy Prince became even __ _ and told the Swallow to take his gold to the cold and hungry people. Heavy snow fell off the sky on the city. Life for the swallow was becoming more difficult._ __ he still didn’t leave the Prince, he flew to the Prince’s shoulder fell dead at his feet. At the same time, there was a loud“Crack”and the Prince _ _ two halves, he might be very sad.The next morning, people in the city found them_ _ and took them out of the square. The angel found them and made them live forever in the city of gold.
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