问题 单项选择题

关于产品责任保险“期内发生式”承保和“期内索赔式”承保的采用下列说法不正确的是()。

A.传统的产品责任险保单大多采用"期内发生式"作为承保基础

B.国外产品责任保险的承保人已经逐步转向采取"期内发生式"作为承保基础

C.凡保险事故发生后能够立即得知或发现的,宜采用"期内发生式"

D.如保险事故发生后不能立即得知或发现的,宜采用"期内索赔式"

答案

参考答案:B

解析:考点:产品责任保险的内容。传统的产品责任险保单大多采用"期内发生式"作为承保基础,但采用这种方式常会出现在保险期限内发生的事故,到保险期限终了后的较长一段时间才提出索赔。为避免这一弊端,国外产品责任保险的承保人已经逐步转向采取"期内索赔式"作为承保基础。究竟采用何种方式作为承保基础应根据具体情况而定。原则上讲,凡保险事故发生后能够立即得知或发现的,宜采用"期内发生式";反之,如保险事故发生后不能立即得知或发现的,宜采用"期内索赔式"。

阅读理解

根据短文内容,回答下列问题。

    I think the Dream (梦想号) is the best ship in the world now. What is the Dream like? The ship is very

beautiful. There are different rooms on the ship-the first class (头等舱), the second class and the third class.

The first class rooms are the best rooms. People can do some sports if they want. There is a swimming pool

and a gym on the ship. There are also many restaurants on it. People can eat their favorite food. If they feel

bored, they can listen to music. If they like quiet places, they can go to the libraries. There are two libraries on

the ship. One is for the first class, and the other is for the second class. The people of the third class can't go to

the libraries.

1. What is the name of the ship in this story?

                                                                                                     

2. Which is the best, the first class, the second class or the third class?

                                                                                                     

3. Is there a computer room on the ship?

                                                                                                     

4. How many libraries are there on the ship?

                                                                                                     

5. Can all the people go to the libraries?

                                                                                                     

单项选择题