无效保险合同的处理方式依合同无效的影响程度不同而不同，但一般情况下，采取的处理方式是（）。

A.返还财产

B.解除

C.终止

D.中止

---Can you ask him to give up the foolish idea?

---_____ no point in doing so—he’ll never change his mind.

A．It is

B．It has

C．There is

D．There has