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问题 单项选择题

金融资产管理部门应在初始获得时（长期股权投资除外），根据持有目的和能力对其进行分类，金融资产的分类中不包括（）。

A、以公允价值计量且其变动计入当期损益的金融资产

B、持有至到期投资

C、贷款和应收款项

D、衍生金融工具

答案

参考答案：D

多项选择题

商业银行小企业授信审查人员出具的审查意见应明确的内容主要有（）。

A.授信品种

B.利率

C.偿还方式

D.潜在风险
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单项选择题

Social control refers to social processes, planned or unplanned, by which people are taught, persuaded, or forced to conform to norms. In every society, some punishments or negative sanctions are established for deviant behavior. Without deviant behavior there would not be need for social control and without social control there would not be a way of recognizing the boundary between the acceptable and the unacceptable.Social control may be either formal or informal. Informal mechanisms include expressions of disapproval by significant others and withholding of positive rewards for disapproved behavior. Most people internalize norms in the course of socialization. This is any group’’s most powerful protection against deviance, in that the individual’’s own conscience operates as an agent of social control. When informal sanctions fail, formal agents of social control may be called upon. In contemporary society, such formal agents and agencies include psychiatry and other mental health professions; mental hospitals; police and courts of law; prisons; and social welfare agencies. All these formal agents function to limit, correct, and control violation of norms. Conflict theorists would also point out that social control agents and systems tend, in any society, to serve the interests of powerful groups and to enforce the norms most beneficial to those who make the rules and who, therefore, define unacceptable behavior.Social control, whether formal or informal, has a dual function. First, it punishes the wrongdoer and reaffirms the boundaries of acceptable behavior. Second, and less recognized, it regu lates the manner in which deviants are treated.

In the third paragraph, "a dual function" refers to________.

A．formal and informal

B．rewards and penalties

C．approval and disapproval

D．clarification and regulation
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