Some people are born with the belief______ they are masters of their own while others feel____

they are at the mercy of others.[ ]

A. what；that

B. that；what        

C. that；/    

D. /；that

办理个人教育贷款时，银行可能面临的信用风险不包括( )。

A．借款人还款能力降低
B．借款人还款意愿发生变化
C．借款人的恶意欺诈、骗贷
D．审批人对应审查的内容审查不严，导致内外勾结骗取银行信贷