--Were you surprised by the ending of the film?

--No. I _____ the book, so I already knew the story.[ ]

A. was reading

B. had read

C. would read

D. has read

根据《贷款通则》的规定，银行信贷业务人员要将贷前调查与信用风险分析结果形成()。

A.倾向性意见

C.综合性诊断结果

C.贷前调查报告

D.纪要文件