问题 单项选择题

读图,银行拒绝为上了黑名单的客户办理贷款,是因为()

①商业银行的主体业务是存款

②商业银行是以营利为目的的经济组织

③商业银行要降低市场交易的风险

④商业银行要加强对结算业务的管理

A、①②

B、②③

C、②④

D、③④

答案

参考答案:B

解析:

【考点】商业银行的业务

【分析】商业银行拒绝为上了黑名单的客户办理贷款,是商业银行加强对贷款管理,是因为商业银行是以营利为目的的经济组织,商业银行要降低市场交易的风险。②③适合题意;漫画未涉及存款和结算业务,①④与漫画寓意无关,应排除;故本题答案选B。

单项选择题
阅读理解

阅读理解。

     In America,Virginia Beach has all the elements of a classic seaside resort:brilliant beaches,a lively

boardwalk,plenty of restaurants and nightspots,and amusement rides sure to appeal to kids. Many

believe Virginia Beach is at its best in the off-season,when the town is less crowded but the weather

is still mild.

     Meanwhile,some safety tips should be followed,enjoying the happiness and excitement the beach

offers.

     The number l safety tip concerns ocean safety:pay attention to Flag conditions posted on the lifeguard

stands. Lifeguards post a red flag to warn when the ocean water is dangerous. Take them seriously!

Tourists from land-locked regions are particularly easily attracted by the magic of the waves. However,

a calm ocean can become risky without warning. Make sure you swim near a lifeguard. Swimming

without lifeguard protection is almost five times as great as drowning at a beach with lifeguards.

     Never swim alone. Many drownings involve single swimmers. When you swim with someone else,

if one of you has a problem,the other may be able to get help,including signaling for assistance from

others.

     Don't fight the current. The facts show that some 80% of rescues by lifeguards at ocean beaches

are caused by currents. These currents are formed by surf and gravity,because once surf pushes water

up the slope of a beach,gravity pulls it back. This can create concentrated rivers of water moving off

shore. If you are caught in a rip current,don't fight it by trying to swim directly to shore. Instead,swim

parallel to shore until you feel the current relax,then swim to shore. Most rip currents are narrow and a

short swim parallel to shore will help bring you to safety.

1. When coming to Virginia Beach,children can enjoy the happiness of      .

A. walking on the road made of wood    

B. joining the nightspots

C. having interesting rides

D. skiing in the sea

2. Many people believe the best time to visit Virginia Beach may be      .

A. after autumn school term beginning    

B. in the slimmer vacation

C. during the Christmas holiday

D. in the cold winter

3. Swimming in the sea you'd better not swim      .

A. with a friend    

B. within the sight of the lifeguard

C. with the current

D. as far as you like

4. From the passage,we can know      .

A. one in five persons swimming in the sea is drowned

B. if one with lifeguard were drowning,five persons without lifeguard would be

C. some 80%people drowning by the currents are rescued by lifeguards

D. some 20%drowning by the currents are rescued by life guards

5. The passage mainly tells us       .

A. some safety tips when swimming in the sea

B. the happiness and excitement the beach offers

C. Virginia Beach has all the elements of a classic seaside resort

D. the dangers for tourists from land-locked regions to swim in the sea