问题 问答题 简答题

什么是信用卡的“最低还款额”?

答案

参考答案:

最低还款额是针对贷记卡而言的,是银行在账单日计算出的最低还款额。一般来说,作为一种短期融资工具,使用贷记卡额度后,银行在当月不会要求客户归还全部金额,而是允许客户归还使用额度一定比例的金额,比如10%,这就是最低还款额。这是银行向贷记卡客户提供的一种短期融资手段。

但需注意的是,已使用额度与已偿还的最低还款额之间的差额是从消费之日开始计算利息的。

阅读理解

The holidays are a time to give. These charities---and many more—are looking for volunteers and donations.

World Wildlife Fund

The World Wildlife Fund is helping to protect endangered species through the Symbolic Species Adoption program. Those who “adopt” an animal will receive an adoption certificate and a photo of their species. Anyone can support endangered species year round by buying WWF apparel(服装). worldwildlife. Org/giving

DoSomething. org

This month, Dosomething. org launched their holiday campaign, “Grandparents Gone Wired”. The goal of the campaign is to make it easier for senior citizens to keep in touch with their loved ones using the Internet. Teens can volunteer to help seniors in their community. Volunteers are able to win prizes and scholarships. dosomething. org/grandparents

Coins for Change

Disney’s Club Penguin, a virtual gaming site for kids, launched its annual Coins for Change campaign this month. From Dec. 15 to Dec. 27, Club Penguin players can donate virtual coins to real-world causes. If players reach the donation goal, Club Penguin will donate $2 million to charity projects. clubpenguin.com.

Toys for Tots

Each year, the U.S. Marine Corps Toys Program collects new, unwrapped toys for the holidays. Communities across the nation host Toys for Tots drives around the holiday season. The toys collected are given as gifts to needy children so they can experience the joy of Christmas. toyfortots.org

American Red Cross

All you need is a pen and a piece of paper. The American Red Cross Holiday Mail Heroes Program is collecting handwritten card to send to members of the U.S. Armed Forces during the holidays. The charity has also set up a Holiday Giving Catalog where you can buy personal gifts, such as babysitting lessons. redcross.org

The Warm Coats & Warm Hearts Drive

The Warm Coats & Warm Hearts Drive is a non-profit organization sponsored by ABC’s Good Morning America and Burlington Coat Factory. During the holiday season Burlington stores collect gently worn coats. The donated coats are given to people in need to keep warm during the winter. onewarmcoat.org

小题1:David, 8, is fond of playing virtual games. Which charity should he attend?

A.Coins for Change.

B.Toys for Tots.

C.DoSomething,org.

D.American Red Cross.小题2:Handwritten cards for members of the U.S. Armed Forces are collected by____.

A.Disney’s Club Penguin

B.the Warm Coats& Warm Hearts Drive

C.the U.S. Marine Corps Toys for Tots Program

D.the American Red Cross Holiday Mail for Heroes Program小题3:From the passage we can learn that______.

A.Club Penguin donates $2 million to charity projects yearly

B.old toys collected are given to needy children as gifts

C.teens can help seniors contact their family members online

D.whoever donates warm coats is likely to win scholarships

单项选择题