根据华夏银行人民币担保业务管理办法的规定，以下需提交总行审批的品种为（）。
A.保函
B.融资类保函
C.非融资类包含
D.信用类保函
参考答案：D
You will not win the first prize ________ you work harder.
A. if B. unless C. or
All the others seemed to know each other and I began to feel .
A．given away
B．fallen behind
C．turned down
D．left out
