问题 选择题

明治维新政治改革的出发点在于

A.建立天皇的专制统治

B.适应资本主义经济发展的需要

C.废除旧的封建体制

D.用西方资本主义文化改造旧文化

答案

明治维新对封建国家进行改造,废除旧体制,确立新体制,出发点在于适应资本主义经济的发展。

写作题

第二节:读写任务(共1小题,满分 25分)

阅读下面的一封信,然后按照要求写一篇150词左右的英语短文。

Recently I took part in an English speech contest and successfully went into the final. That day, I thought I had done a good job. At that moment I even had a strong feeling of being the champion. But my dream was soon shattered when my final score was announced. I stood in the hall, feeling empty-minded and puzzled. My memory went back to when I was in junior middle school. I took part in a similar speech contest. I was too proud of myself. I was not well prepared, so it ended up as a total failure. But this time should be different! I had spent a lot of time tailoring each word. Why was it all in vain and I had to be a loser again? Very frustrated, I swore not to take part in this kind of competition again.

I was just about to leave when a well-known TV host suddenly said to me he did appreciate my speech. On hearing this, I was filled with mixed feelings---partly surprised, partly excited, partly sad, but there was one thing I am certain about---I did feel something warm and comforting floating inside my body. I never knew a few words and a kind smile could be so inspiring that I suddenly realized that frustration, sorrow, happiness and inspiration are treasures to make life more meaningful. It is these elements that make life real.

【写作内容】

1. 以约30词概括原文的内容要点;

2. 以约120词描写一次你失败的经历,至少包含以下的内容要点:

a) 叙述你曾经经历的一件失败的事;

b) 因事情的结果导致的当时的心情;

c) 最后自己的感悟。

【写作要求】      

(1) 你可以使用实例或自行组织故事,也可以参照阅读材料的内容,但不要抄袭阅读材料中的句子; (2) 标题自定。

【评分标准】             概括准确,语言规范,内容合适,篇章连贯。

单项选择题


假设陈先生与陈太太是你的新客户,目前正面临生涯与家庭上的转变,需要金融理财师协助规划。经过初步沟通面谈后,你获得了以下家庭、职业与财务信息:
一、案例成员
家庭成员年龄职业身体状况
陈先生40天宇服务咨询公司的老板
陈太太40家庭主妇
陈小明10小学三年级学生
二、收支情况
陈先生税后月收入为3万元;陈太太无工作收入。目前家庭月生活支出为5000元。
三、资产情况
(1)实物资产:市价150万元的自住房产一套,贷款7成。根据签订的银行贷款合同,等额本息按月还款,年利率6.5%,期限15年;
(2)金融资产:当前拥有股票型基金价值60万元。2007年初,陈先生的个人积蓄达到 100万元,当时正是中国股市走强的时期,而银行利率相对又较低,陈先生便把这笔钱取出来进行证券投资,其在上海证券交易所买了20万元大唐集团的A股股票和2万元民生银行发行的可转换债券。剩余的资金平均分为两部分,一部分用于购买当时正在发行的面值100元的十年期国债,国债票面利率为5%,市场利率为5%;另一部分投资了货币市场基金。
四、保险状况
陈先生一家目前无商业保险。
五、理财目标
1.计划每年年底花费现值1万元用于外出旅游消遣,持续30年;
2.8年后计划送儿子出国读4年大学,每年学杂费现值25万元;
3.夫妻两人满55岁时退休,生活至80岁,每年的家庭生活费用开销相当于现值6万元;
4.陈太太离世时,计划留税后100万元遗产给儿子。
六、假设条件
通货膨胀率为3%,收入成长率为5%,投资报酬率为10%,房价成长率为5%,学费成长率为5%。

若陈先生7月16日并未购买基金,而是将资金全部投向债券和股票,两个月后抛出。如果在抛出日股票和债券涨幅相同,那么( )。

A.债券的收益率高于股票

B.股票的收益率高于债券

C.债券的收益率与股票相等

D.因影响困素不同,债券股票的收益率无法比较