理查德·比特纳把美国次贷危机中的借款人描述为“信用状况一塌糊涂，收入微薄，工作时有时无，没有租房史，也没有储蓄维持生活”。银行把钱贷给这样一些人显然是不可行的，政府监管也是不得力的。但美国社会为什么会有这么多穷人，或如此庞大的弱势群体
以上文字的主旨最可能是( )。
A．收入差距不断扩大是引起美国次贷危机的重要原因
B．美国的金融危机是由银行的次贷危机引起的
C．美国次贷危机的根源是银行把钱借给了大量没有还贷能力的穷人
D．美国政府对借款人还贷能力的监管不够
参考答案：A
解析： 材料先是用理查德·比特纳的话对美国次贷危机中的借款人作了一个描述，接着简单地评论，“银行把钱贷给这样一些人显然是不可行的，政府监管也是不得力的”，最后提出自己的疑问，一个“但”字，强调了作者的真正想法，那就是：美国社会为什么会有这么多穷人由此引发作者对美国次贷危机的深层次原因的思考。四个选项中只有A项体现了对这一社会现象的深层次思考。
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| Tired and exhausted, I come back home from work. I found the front door was 1 open and I felt a little scared. Did I carelessly forget to lock it after I left? I looked around 2 to see what could be 3 . Why would someone come into my home only to 4 with nothing? After searching every inch, I realized that everything was 5 I had left it. No 6 cushions, broken lamps, or 7 emptied out on the carpet. Feeling much 8 , I looked out my oversized window of my dinning room at Ms. Sullivan's house. Jimmy, the little boy next door was visiting her. Jimmy cared a lot about Ms. Sullivan and was very concerned with her health after she became ill. She used to 9 Jimmy when he was just a baby. Forgetting about the 10 with my front door, I decided to walk over to Ms. Sullivan's house to see how she was 11 . With a warm hello, she invited me into her home. I noticed twelve beautiful roses delicately presented on the table next to her bed. They looked exactly like the 12 on my dinning room table in front of my oversized window. With a pleasant smile, she told me Jimmy brought them to her as a "get-well gift". Suddenly Jimmy 13 out of his seat in an instant and said that he had to go home for a while to do some homework but he promised to be back to 14 up on Ms. Sullivan. Talking for a while, Ms. Sullivan began to get very tired so I gave her my phone number in case she 15 needed help, and left her home. I thought about how 16 it was for little Jimmy to be so concerned for Ms. Sullivan. I got home, laughing at how 17 I was that morning about what had happened over 18 . I walked passed the dinning room and noticed my roses 19 in the vase were missing. Without a second 20 , I glanced out the window at Ms. Sullivan's house and with a smile on my face I turned off the light in the room and went to sleep. The next morning my door bell rang. I opened the door and Jimmy was there... | ||||
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