B
Students’ Insurance
What Is Covered under Contents?
Under the “Contents” section your possessions---which you do not have to be listed---will be protected on “new for old” basis where items will be replaced as new---regardless of their age or condition.
“Contents” include books, radios, audio and video players, TVs, jewellery, home computers, furniture, household goods, other electrical equipment and sports equipment. They will be insured as follows:
Theft
Fire, Lighting, Explosion
Malicious(恶意)Damage
Storm, Flood and other natural disasters
But new-for-old cover does not include clothing and linen.
Where Does Cover Apply?
Anywhere in Australia whether in:
Your Living Place While at College
Your Parents’ Home or Any Temporary Residence(临时住处)---where you are staying when away from College
Your College or Students’ Union Building
College Storage during Vacations
Plus The Following Benefits Included Free
Loss or Damage to:
Gas, water and electricity meters and telephones---up to$300
TVs and videos rented in your name
Library books---up to $300
Daily things bought---up to $500 as to cover described under “Contents”
College or Landlord’s Possessions in your rooms by Fire or Theft (if you are legally responsible---up to $2,000)
Personal Money: from your room---up to $60
PLUS fraudulent(欺诈)use of your Credit Card---up to $1,000
61. If you lose an old video player, the insurance company will _____.
A. replace it with a new one B. pay you up to $30 in insurance
C. pay you nothing for it is old D. replace it with a used one
62. Which of the following statements is TRUE according to the passage?
A. Your household goods will not be insured due to natural disasters.
B. Your computer is insured when you are away from college.
C. You can be paid $2,000 for fraudulent use of your Credit Card.
D. Your rented car is completely insured if it is damaged.
63. All of the following are included in the insurance project except _____.
A. audio and video players, TV B. jewellery, library books
C. clothing, linen and cars D. furniture, home computers
64. It can be inferred from the passage that _____.
A. if you lose a radio you can get another one
B. if you have your possessions stolen outside Australia they are not insured
C. if a fire breaks out in your room you can get everything back
D. if your jewellery is stolen you will be paid as much as $300
