问题 单项选择题

卖出新保单对保险公司偿付能力的影响是( )。

A.增加保险公司偿付能力

B.降低保险公司偿付能力

C.对保险公司偿付能力没有影响

D.使保险公司的偿付能力先降低后增加

答案

参考答案:D

解析: 卖出新保险单会增加保险人的费用,从短期来看,会降低保险公司的偿付能力;但是从长期来看,如果新保险单所产生的保险费超过了损失和费用的支付,新保险单会增加保险公司的偿付能力。

阅读理解

阅读理解。

     On the streets of Copenhagen you can hardly see any policemen except those going around. Pedestrians

(行人), bikes and vehicles take their own way. At the red light, all vehicles stop and people on foot wait until

the light changes. No one jaywalks (乱穿马路) there.

     On those narrow paths with no traffic lights people would stop to give way to a coming car. Strangely,

the drivers always signal for the pedestrians to go first, either at busy, noisy downtown or quiet suburban

(郊区的) paths no policeman is seen directing the traffic. 

     Even at the gate of the City Government Hall, no policemen are there guarding. Anyone can enter in office

hours. It is not until the Danish Queen comes to attend a big party that you can see three or four

black-uniformed policemen keeping the order.

1. The best title of the passage should be ______. [ ]

A. No policemen at all

B. No policemen on Copenhagen streets

C. No one on the streets at all

D. No traffic lights

2. The word "vehicles" in this passage means ______. [ ]

A. foreign visitors

B. cars and trucks

C. trains

D. other bikes

3. According to the passage, Danish Queen ______. [ ]

A. works at the City Government Hall

B. usually goes to a big party

C. stops all the traffic when she goes anywhere

D. orders that there should be no policemen on Copenhagen streets

4. You can see policemen ______ on Copenhagen streets. [ ]

A. standing at certain places

B. guarding the city government

C. walking around to see all that goes well

D. stopping cars everywhere

5. Drivers in Copenhagen usually ______. [ ]

A. stop to let people cross the streets

B. drive very fast along the streets

C. pick up people in the streets

D. stop to talk to people in the streets

单项选择题