在人身意外伤害保险中，如果被保险人在保险期间多次遭受伤害，则保险人给付的保险金不得超过( )。
A．按照每次伤残程度计算的残疾保险金总和
B．保险金额
C．医疗费用总和
D．医疗费用加误工费用总和
参考答案：B
解析： 意外伤害保险的保险金额不仅是确定死亡保险金、残疾保险金数额的依据，而且是保险人给付保险金的最高限额。被保险人在保险期限内多次遭受意外伤害时，保险人对每次意外伤害造成的残疾或死亡均按保险合同中的规定给付保险金，但给付的保险金以累计不超过保险金额为限。
第II卷非选择题（共35分） 第一节：任务型阅读(共10小题；每小题1分，满分10分) 请认真阅读下列短文，并根据所读内容在文章后表格中的空格里填入最恰当的单词。 This year, about 2,300 teenagers from all over the world will spend about 10 months in US homes. At the same time about 1,300 American teenagers will go to other countries to learn new languages and learn the rest of the world. Here is a 2-way student exchange in action .Fred,19, spent last year in Germany with George’s family. In turn, George’s son Mike spent a year in Fred’s home in America. Fred, a lively young man, knew little German when he arrived .But after 2 months of studying, the language became easy for him. School was completely different from what he had expected and it was much harder. Students rose respectfully when the teacher entered the room. They took 14 subjects instead of 6 that were usually taken in the US. Family life ,too, was different. The father’s word was the law. All the activities were done with the family rather than individually .Fred found the food to be too simple at first. He also missed having a car. “Back home ,you pick up some friends in a car and go out to have a good time .In Germany, you walk but you soon learn to like it .” At the same time, in America, Mike ,a friendly German boy, was also forming his own ideas. “I suppose I should criticize American schools” he says , “It is far too easy for our level but I have to say that I like it a lot In Germany, we do nothing but study. Here we take part in many other activities. I think that maybe American schools are better than in training their citizens. There ought to be some middle ground between the two.” Differences between American school life and German school life
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