抵押贷款
参考答案：抵押贷款是以借款人或第三人的财产作为抵押物而发放的贷款。
教师通过实物总结出规律是发现法。
Passage 1
What is the expected gross margin of STMicroelectronics in the second quarter of this year a. 32.5 percent. b. 35.8 percent. c. 28.8 percent. d. 25.5 percent.
