问题 单项选择题

金某不懂法律,私自成立“安安保险公司”,使用假印章和变造的保险单与保险人签订保险合同,收取保费。投保人竟络绎不绝,金某因此而收取了近100万元的保费。投保人发生险损时,金某也会理赔。金某的行为构成:

A.保险诈骗罪

B.合同诈骗罪

C.非法经营罪

D.非法吸收公众存款罪

答案

参考答案:C

解析:[考点] 非法经营罪与其他罪之间的区别 根据《刑法》198条第1款的规定,保险诈骗罪的主体是特殊主体,即投保人、被保险人或者受益人,本题中金某不具备主体资格,不构成保险诈骗罪。根据《刑法》第224条的规定,合同诈骗罪要求以“非法占有”为目的,骗取对方当事人财物。本案中,金某并非以“非法占有”为目的,其订立非法合同并未意图不付出任何对价,这从金某也进行理赔中可以看出。所以,金某不构成合同诈骗罪。《刑法》第225条规定了非法经营罪的几种情形:(1)来轻许可经营法律、行政法规规定的专营、专卖物品或者其他限制买卖的物品的;(2)买卖进出口许可证、进出口原产地证明以及其他法律、行政法规规定的经营许可证或者批准文件的;(3)未经国家有关主管部门批准,非法经营证券、期货或者保险业务的(《刑法修正案(一)》第8条增加此项);(4)其他严重扰乱巾场秩序的非法经营行为。金某的行为属于上述第(3)项情形,因此,金某的行为构成非法经营罪。

单项选择题 A3/A4型题
单项选择题

阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项,并在答题卡上将该项涂黑。

C

Reading can be a social activity. Think of the people who belong to book groups. They choose books to read and then meet to discuss them. Now, the website BookCrossing.com turns the page on the traditional idea of a book group.

Members go on the site and register the books they own and would like to share. BookCrossing provides an identification number to stick inside the book. Then the person leaves it in a public place, hoping that the book will have an adventure, traveling far and wide with each new reader who finds it.

Bruce Pederson, the managing director of BookCrossing, says, “The two things that change your life are the people you meet and books you read. BookCrossing combines both.”

Members leave books on park benches and buses, in train stations and coffee shops. Whoever finds their book will go to the site and record where they found it.

People who find a book can also leave a journal entry describing what they thought of it. E-mails are then sent to the BookCrossing to keep them updated about where their books have been found. Bruce peterson says the idea is for people not to be selfish by keeping a book to gather dust on a shelf at home. zxx.k

BookCrossing is part of a trend among people who want to get back to the “real” and not the virtual(虚拟). The site now has more than one million members in more than one hundred thirty-five countries.

What does the underlined word “it” in Paragraph 2refer to?()

A.The book.

B.An adventure.

C.A public place.

D. The identification number.