问题
单项选择题
下列（）不是保险在承保时必须评估的风险因素。
A.行为风险
B.实质风险因素
C.心理风险
D.道德风险
答案
参考答案：A
解析：考点：承保的内容。保险在承保时必须评估以下四种风险因素：1．实质风险因素。2．道德风险。3．心理风险。4．法律风险。
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下列（）不是保险在承保时必须评估的风险因素。
A.行为风险
B.实质风险因素
C.心理风险
D.道德风险
参考答案：A
解析：考点：承保的内容。保险在承保时必须评估以下四种风险因素：1．实质风险因素。2．道德风险。3．心理风险。4．法律风险。
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