问题 单项选择题

在财产保险中,( )不仅是订立保险合同的前提条件,而且也是维持保险合同效力、保险人支付赔款的条件。

A.保险责任
B.保险标的
C.保险利益
D.保险价值

答案

参考答案:C

解析: 本题考查财产保险的保险利益的时效性。在一般情况下,财产保险的保险利益要求在保险合同订立时到损失发生时的全过程中都存在。在财产保险中,保险利益不仅是订立保险合同的前提条件,而且也是维持保险合同效力、保险人支付赔款的条件。一旦投保人对保险标的丧失保险利益,即使发生保险事故,保险人也不负赔偿责任;人身保险的保险利益仅要求在保险合同订立之时存在即可。在发生保险事故时,投保人对保险标的(被保险人)丧失保险利益,并不影响保险合同的效力。

完形填空

       阅读下面短文,根据上下文和所给单词首字母,写出空白处单词正确形式。

      Mrs. Hill thought she came from a rich family and never did any (1)h            . Her husband (2)h           

to do all at home though he was (3)b             in his office. The man had to do some (4)s             in the

market on Saturday. Then he cooked for his family and then he did some (5)w            . When his wife went

to the dances, he began to read his books. He was polite and never (6)m             it at all. 

      It was a Sunday evening, Mrs. Hill made her husband go and see a new film with her. He had something

important to do and couldn't (7)a            . It made her (8)a             . She tore (撕) one of his expensive

dictionaries into (9)p            . Mr. Hill said nothing and put on his clothes and went out. She knew he was

going to his (10)o            . She brought the key to his car out of his (11)p              and (12)t             it away

over the wall. He slapped (掴) her face and left. The woman began to (13)c              sadly. The next morning

she went to see her father, a famous professor, and told him (14)w             had happened to her.

      "Tom slapped me on my face to insult (侮辱) you!" said the woman. "You should retaliate against (报复)

him."

      The old man knew his daughter (15)w            . He asked, "On (16)w             side of your face did he

slap you?"

     "On the left side."

      The professor slapped her on the right side of the face and said, "He's insulted my daughter and I had to

insult his (17)w            !" 

      Of course the woman knew what it (18)m             and she did nothing to provoke (招惹) her

(19)h             any (20)l            .

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