问题 单项选择题

[中信银行] 银行接受客户的委托,为工商企业办理与货币资本运动有关的技术性业务,如汇兑、非现金结算等,使银行成为企业的总会计、总出纳,成为社会的总账房,这是商业银行的哪种职能( )

A.信用中介
B.支付中介
C.信用创造
D.吸收存款

答案

参考答案:B

解析: 本题考查商业银行的职能。商业银行的主要职能包括:(1)信用中介:银行吸收存款,集中社会上闲置的货币资本;又通过发放贷款,将集中起来的货币资本贷放给资金短缺部门,发挥着化货币为资本的作用。(2)支付中介:银行接受客户的委托,为工商企业办理与货币资本运动有关的技术性业务,使银行成为企业的总会计、总出纳,成为社会的总账房。(3)信用创造:银行发行信用工具,满足流通界对流通手段和支付手段的需要,并使银行可以超出自有资本与吸收资本的总额而扩张信用。

完形填空

Due to the increasing number of violent acts produced in schools all over the world, more and more parents prefer to have their children educated at home rather than at school. This way they can assure their safety and well-being. Teachers and school representatives are trying to improve the situation in schools by increasing the number of the persons charged with the safety of the students.

The main reason for violent acts are the films and cartoons that fill the children’s time. They want to do everything. They watch on TV and never think of the results, and they may hurt a classmate or a teacher.

On the other hand, parents are not fully satisfied with the children’s results obtained in classes and they consider private classes would have better results.

When a teacher has to watch 30 students in class he can’t probably see what each of them is doing, how he is writing, or if he understands the explanations. At home the teacher can explain in detail everything the child doesn’t understand as many times as he considers proper.

And many times, the child grows fond of the teacher at home, who becomes his best friend, and who helps him whenever he needs someone to talk to. 

However, the best solution would be a mixture between the education received at school and that at home, because school makes children communicate and socialize. Keeping a child at home for fear that something bad might happen to him only makes the child’s character weak and prevents him from knowing what real life is. Staying in a glass bowl only does harm to the child.

All in all, schools have been created to help children, not to harm them, so it’s best to keep children in these special places, where they learn, laugh, have fun and make new friends.

小题1:The writer’s purpose in writing the text is to      .

A.teach parents the ways to keep theft children safe

B.show solutions to developing children’s character

C.explain the main reason for violence acts in schools

D.analyze an education problem and give opinions.小题2:What does “a glass bowl” in the passage refer to?

A.A toy that can be used for entertainment.

B.A safe and comfortable environment.

C.An object that is made of crystal.

D.A setback that is hard to overcome.小题3:We can infer from the passage that      .

A.violent TV programs have bad effects on children’ behavior

B.the teacher at home is more patient than the teacher at school

C.children today are weak from lack of sense of right and wrong

D.there are too many students in class for a teacher to teach

问答题 简答题