问题 单项选择题

根据以下资料,回答95~109题:
1998年,北京海淀区28岁的个体工商户王建国经人介绍与北京公交集团客运二公司同岁的孙爱菊结婚。2008年,夫妻二人已有一个9岁的读小学二年级的女儿和一个6岁的读幼儿园的儿子。王建国自幼家境贫寒,只读过三年小学,现主要经营一家废品收购站。现在他每天主要依靠看电视获取信息,但由于其人比较老实,客户比较稳定,所以生意一直不错。但面临网络信息社会,他深觉手头信息闭塞,扩大经营力不从心。王建国的人生目标有两个:①希望儿女能接受良好的教育,别像自己一样没文化;②等60岁退休后生活无忧,能周游世界。目前王建国每年税后收入30万元,而孙爱菊在客运二公司售票,每月税后收入2500元,且单位为其缴纳五险一金。
全家资产主要有:①价值100万的按揭商品房一套,首付30%,20年期,利率6%,按月本利平均摊还,已还5年;②价值27万元的轿车一辆;③活期存款2万元,以备急用;④定期存款30万元,债券基金50万元,拟给子女留学使用。需要指出的是,目前夫妻二人均无商业保险。全家支出主要有:①家庭每年生活费支出4.8万元;②儿女学费支出1.6万元;③儿女均参加某书法班支出1万元;④旅游费用支出2万元;⑤交际费用支出3万元。
面对进入2008年以来的通货膨胀,王建国感到自己的钱缩水了,担心攒下的钱不够子女留学和自己以后防老。因此,王建国经人介绍找到某银行财富管理中心高级客户经理——国际金融理财师(CFP持有者)赵旭东。经过多次接触后,他将自己的家庭情况及所担心的问题告知了赵旭东,并将80万元资产交给赵旭东全权打理,请他给自己的家庭做财务规划。经过半年多的理财经历后,王建国尝到了专业理财的甜头。

不同家庭生命周期有不同的理财重点。根据王建国家庭所处的生命周期,关于其理财重点的描述,错误的是( )。

A.购房偿还房贷

B.教育负担增加

C.家计支出固定

D.以固定收益投资为主

答案

参考答案:D

解析: 根据王建国家庭所处的生命周期,应该采用平衡型的投资策略,投资股债平衡。

阅读理解

The Kingdome in Seattle was destroyed on March 26,2000.It was taken down to make room for a new stadium.The blast(爆破)from the failing building caused the earth to shake as if an earthquake had happened.

Scientists placed more than 200 earthquake recorders in the earth to measure the movement.They found which parts of the

city shook the most.This information helped them know which parts of the city would be damaged in a real earthquake at an early time.

A real earthquake happened on February 28, 2001 in Seattle.The Nisqually earthquake was 6.8 on the Richter scale(里氏6.8级).It damaged the same parts of Seattle that scientists had predicted from the pulling down of the Kingdome.It was a plate quake.It started deep in the earth, 37 miles below the surface on the Juan de Fuca Plate.Sometimes,huge plates under the earth cause earthquakes when the plates move against each other suddenly.

Scientists have learned that deep earthquakes have very few aftershocks(余震).The Nisqually earthquake had only 4 ones.Another earthquake in California that was close to the surface had over 120 aftershocks.Scientists do not know why the deep earthquakes have fewer aftershocks.

Scientists plan to blast in the ground near Seattle with the purpose of testing the plate.The shockwaves from the blast will jump off the plate and give them all idea of where the plate is and how it is moving.This will give them more information in case another real earthquake hits the area.

56.Why were the scientists interested in the pulling down of the Seattle Kingdome?

A.To predict what might happen in a real earthquake.

B.To see which areas near the Kingdome would shake the hardest.

C.To measure the movement of the Earth with earthquake recorders.

D.All of the above.

57.What will happen after a deep earthquake according to the scientists?

A.There will be little damage.       

B.There will be many aftershocks.

C.There will be very few aftershocks. 

D.The Richter scale of the quakes will be 6.8 or more.

58.According to the passage,      have the most aftershocks.

A.deep earthquakes        B.shockwave earthquakes

C.earthquakes close to the surface    D.earthquakes more than 6.8 Richter scale

59.By studying the blast in the ground near Seattle, scientists hope to        

A.destroy the Kingdome

B.learn where the plate is and how it is moving

C.find out how many plates there are in the ground there

D.know which places are likely to have the most damage            

单项选择题