问题 单项选择题

在保险业务中,对于因投保人或被保险人的( )风险因素引起的经济损失,保险人不承担赔偿或给付责任。

A.心理

B.道德

C.有形

D.实质

答案

参考答案:B

解析: 道德风险因素是指与人的品德修养有关的无形因素,即由于人们不诚实、不正直或有不轨企图,故意促使风险事故发生,以致引起财产损失和人身伤亡的因素。保险人对因投保人或被保险人的道德风险因素所引起的经济损失,不承担赔偿或给付责任。

阅读理解

Rivers are one of our most important natural resources (资源). Many of the world's great cities are located(坐落) on rivers, and almost every country has at least one river running through it that plays an important role in the lives of its people.

Since the beginning of the history, people have used rivers for transportation(运输). The longest one in the United States is the Mississippi. The lifeline of Egypt is the Nile. To the people of India, the Gangs is great, but it is also important for transportation; Ships can travel along it for a thousand miles. Other great rivers are the Congo in Africa and the Mekong in southeast Asia. The greatest of all for navigation (航海), however, is the Amazon in Brazil. It is so wide and so deep that large ships can go about two thousand miles upon it.

Besides transportation, rivers give food, water to drink, water for crops(庄稼), and chances for fun and entertainment for the people who live along their banks. In order to increase(增加) the supply of crops, engineers sometimes build a dam (大坝) across a river and let a lake from behind the dam. Then people can use the water not only to irrigate (灌溉) their fields but also to make electricity for their homes and industries.

However, large cities and industries that are located upon rivers often make problems. As the cities grow in size and industries increase in number, the water in the rivers becomes polluted with chemicals(化学物质) and other materials. People are learning the importance, however, of doing more to keep their rivers clean if they want to enjoy the benefits (利益) of this natural resource.

小题1:The greatest river for navigation is ___________.

A.the Amazon

B.the Nile

C.the Mekong

D.the Mississippi小题2:From a dam, people can use the water for ___________.

A.keeping the rivers clean

B.only making electricity

C.washing clothes

D.irrigation and making electricity小题3:The water in the river is polluted because of _____________.

A.people's drinking water too much

B.people's swimming in the river too much

C.chemicals and other materials

D.people's building a dam across a river小题4:The best title of the passage is ___________.

A.Rivers in Cities

B.The importance of Rivers

C.Transportation

D.Natural Resources

问答题 简答题