问题 单项选择题

下列哪项不属于目前国内商业银行界认为比较有效的声誉风险管理方法().

A.推行全面风险管理理念 

B.预先做好防范危机的准备 

C.利用精确的数量模型进行量化 

D.确保各类风险得到正确识别和排序

答案

参考答案:C

解析:

有效的声誉风险管理是有资质的管理人员、高效的风险管理流程以及先进的信息系统共同作用的结果。截至目前,国内外金融机构还没有开发出适合于声誉风险管理的量化技术,但普遍认为声誉风险管理的最好办法是:(1)推行全面风险管理理念,改善公司治理,并预先做好防范危机的准备;(2)确保各类风险被正确识别、优先排序,并得到有效管理。故选C。

阅读理解与欣赏
单项选择题

Current Group, a Germantown-based technology firm, has taken over an ordinary looking house in Bethesda and turned it into a laboratory for smart-grid technology, the system the company believes will bring the nation’s electricity grids into the digital age.

In the front yard stands a utility pole hooked up to a special transformer that connects the power lines to high-speed Internet. Hundreds of sensors attached to the lines monitor how power flows through the home. That information is then sent back to the utility company.

The process lets a utility more efficiently manage the distribution of electricity by allowing two-way communication between consumers and energy suppliers via the broadband network on the power lines. Based on data they receive from hundreds of homes, utilities can monitor usage and adjust output and pricing in response to demand. Consumers can be rewarded with reduced rates by cutting back on consumption during peak periods. And computerized substations can talk to each other so overloaded circuits hand off electricity to those that have not fully loaded, helping to prevent blackouts.

Some utility companies have launched initiatives to give consumers data about their energy consumption habits in an effort to lower energy bills. Smart-grid technology takes such programs further by automating electricity distribution, which would make grids more reliable and efficient.

By partnering with utilities, the company hopes to tap into $4.5 billion in stimulus grants intended to encourage smart-grid development. When he announced the funding, President Obama pointed to a project in Boulder, Colo. , as an example of a successful smart-grid experiment. Current is one of the companies working on the project.

Current’s chief executive Tom Casey believes the technology will help utility companies better distribute electricity produced by renewable resources, such as solar panels or wind farms. " A smart grid’s system can be paired up with the renewable resources so that when the renewable source is varying, the overall load can be varied as well, " Casey told the House Select Committee on Energy Independence and Global Warming. " This will reduce or eliminate the need for backup coal or gas-based power generation plants. \

What’s the passage mainly about()

A. Computers and Internet bring utilities into digital age

B. A new technology is introduced into the nation’s electricity grids

C.The U. S. government will work with a private electricity company

D. Smart-grid technology will take the place of coal or gas based power plant