问题 单项选择题

商业银行()的做法简单地说就是:不做业务,不承担风险。

A.风险转移 

B.风险规避 

C.风险补偿 

D.风险对冲

答案

参考答案:B

解析:

不做业务,不承担风险由字面意思可知,即拒绝或退出某一业务,以避免承担该业务风险的战略性选择,是一种消极的管理风险的办法,是一种规避行为。故选B。

单项选择题
阅读理解

Before you argue with your boss, check with the boss’s secretary to determine his mood. If he ate nails for breakfast, it is not a good idea to ask him for something. Even without the boss’s secretary, there are keys to timing: don’t approach the boss when he’s on deadline; don’t go in right before lunch, when he is apt to be distracted and rushed; don’t go in just before or after he has taken a vacation.

If you’re mad, that will only make your boss mad. Calm down first. And don’t let a particular concern open the floodgates for all your accumulated frustration. The boss will feel that you think negatively about the company and it is hopeless trying to change your mind. Then, maybe he will dismiss you.

Terrible disputes can result when neither the employer nor the employee knows what is the problem the other wants to discuss. Sometimes the fight will go away when the issues are made clear. The employee has to get his point across clearly in order to make the boss understand it.

Your boss has enough on his mind without your adding more. If you can’t put forward an immediate solution, at least suggest how to approach the problem. People who frequently present problems without solutions to their boss may soon find they can’t get past the secretary.

To deal effectively with a boss, it’s important to consider his goals and pressures. If you can put yourself in the position of being a partner to the boss, then he will be naturally more inclined to work with you to achieve your goals.

小题1:What is the main idea of the fourth paragraph?

A.Present problems.

B.Propose your solution.

C.Put yourself in the boss’s position.

D.Make the issue clear.小题2:If you want to ask the boss for anything, it is important to find out first _________.

A.how he is feeling.

B.whether the boss had breakfast.

C.whether he is on deadline.

D.whether he had taken a vacation.小题3:What is the best title of the passage?

A.How to Propose Your Solution.

B.Never Give in to Your Boss.

C.How to Argue with Your Boss.

D.Learn to Understand Your Boss.小题4:From the passage, we can infer that_____________.

A.you don’t go into the boss’s office when you are angry

B.you can present the boss with a problem only.

C.when you offer advice to your boss, don’t think of the troubles he may have.

D.when you go into the boss’s office, keep your voice all the time.小题5:It is necessary to make clear to the boss ___________.

A.what problems he has.

B.why you are mad.

C.what position you are in the company.

D.what you really want to talk to him about