问题 问答题

A电器公司于1997年3月1日向B银行借贷人民币本息共100万元,约定还款日期为1998年3月1日,因种种原因逾期未归还。1998年3月10日,A电器公司向B银行提示了1张银行承兑汇票副本,该汇票的出票人为C进出口公司,付款人和承兑人均为B银行,收款人为D公司,被背书人为A电器公司,到期日为同年3月9日,金额为100万元。A电器公司以持票人身份尝试请求B银行将票款兑付后划入H公司帐户,归还该公司贷款,至于欠B银行的贷款推迟几天再归还。B银行对A电器公司称:“本行应凭票支付贵公司100万元,而贵公司亦欠本行100万元贷款未还,故本行不仅不必另行给贵公司支付该汇票票款,而且在结算后有权要求贵公司交出汇票的正本。”A电器公司见状便赶忙收回汇票副本,转而向C进出口公司索要票款,未果。于是,A电器公司干脆直接将汇票背书转让给H公司了事。
问:

从票据法的角度看,B银行的主张能否成立,为什么

答案

参考答案:B银行的主张将能够成立。理由主要有二:其一,B银行作为票据债务人,可以对不履行约定义务的与自己有直接债权债务关系的A公司,进行票据抗辩。其二,B银行主张自己的票据债务与A公司贷款债务抵消,票据债务因而得到履行,A公司自然有返还票据正本的义务。

阅读理解

阅读理解。

     Do you plan to go to Hong Kong Disneyland with your family this summer? If your dad smokes, you

may have to ask him to be careful. From January 1st, Hong Kong banned (禁止) smoking in most public

places.  

     These places include restaurants, workplaces, schools and so on. Even smoking in some outdoor places is

not allowed, for example, beaches, sports ground, museums and most areas of public parks.   

     Hong Kong hopes the ban can stop passive smoking. What is passive smoking? When people smoke in

a restaurant or on a bus, others have to smoke too. They don't want to smoke but they have no choice. This

is passive smoking. It is bad for people's health.  

     And it'll be better if more people in Hong Kong give up smoking because of the ban. Jack Lee, a

26-year-old student says, "The ban is really good. I don't like people smoking next to me. It's so smoky and

smelly."  

     If someone breaks the ban, he will be fined HK$5,000.   

     Hong Kong is not the first Asian city to have a smoking ban. On January 1, 2006,  Singapore banned

smoking in most public places.  

1. Smoking is not allowed _____ in Hong Kong.  

A. in indoor places

B. in most public places

C. at home   

2. Which outdoor place is not mentioned in the passage?  

A. The park

B. The beach

C. The airport

3. What's the purpose of the smoking ban in Hong Kong?  

A. To stop passive smoking.  

B. To stop the sale of cigarettes.  

C. To stop people from smoking.  

4. The example in Paragraph 4 shows (证明) that _____.

A. Jack Lee likes smoking very much

B. people in Hong Kong support the ban  

C. Jack Lee is used to smoking   

5. What's the Chinese meaning of the underlined word "fined"?  

A. 罚款

B. 给予

C. 奖励 

选择题