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问题 选择题

下列事故处理方法，不正确的是（　　）

A．电器着火，立即用水扑灭

B．炒菜时油锅着火，立即盖上锅盖

C．厨房煤气管道漏气，立即关闭阀门并开窗通风

D．图书馆内图书着火，立即用液态二氧化碳灭火器扑灭

答案

A、为防止触电，应先切断电源，再用水灭火，所以错误．

B、炒菜时油锅着火，立即盖上锅盖，可以隔绝氧气或空气，从而达到灭火的目的，所以正确．

C、立即关闭阀门并开窗通风，会使室内空气对流，可以降低气体的温度减小可燃性气体的浓度，使混合气体达不到着火点和爆炸极限，所以正确．

D、液态二氧化碳灭火器灭火时不会留下任何痕迹而使物体损坏，能有效保护书籍，所以正确．

故选A．

单项选择题

某年女性简略寿命表0岁组的期望寿命为68.7岁，则1岁组的期望寿命是（）

A.大于68.7

B.小于68.7

C.等于68.7

D.大于等于68.7

E.不一定
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填空题

Have life insurance Is it enough or maybe too much


Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.
"People don’t think about, ’What will my family do if I am gone and not earning a living ’" says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they’re not stuck."
(1) Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance. (2) "They don’t think that the person who is not bringing in an income needs life insurance," says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can’t stop working and usually has to pay someone to help care for the family.
(3) Katt recommended that one young couple should buy $3 million for the husband who earns $100,000 a year and $1 million for the stay-at-home wife.
At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family. (4) Some employers provide a year’s salary, but that may also fall well short of the amount your family would need to maintain its standard of living.
Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. (5)
Another drawback is that if you leave your job, you may not be able to take your insurance. "Given the job market, most of us are not absolutely certain that our jobs are secure," Daugherty says. (6)
On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, which is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says: (7) . Single people and those who have no children to care for usually don’t need life insurance.
Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him how much life insurance he needs. "I said none," Katt says. (8)
A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 — barely enough to cover your funeral expenses.
B. Families don’t always insure a parent who is staying home to care for the children.
C. "There are people who don’t need life insurance but have it and many more people who need it but are woefully uninsured."
D. The purpose of insurance is to replace the income that a family has been relying on.
E. "Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own."
F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents.
G. Planning for your death is not a cheerful topic.
H. But if you’re young and healthy, you may be able to get a better rate on your own.
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