问题 单项选择题

下列说法中不正确的是( )。

A.若已知客户每月固定支出,则其失业保障月数可由存款、可变现资产或净资产/月固定支出来计算

B.客户可利用贷款额度储备作为应对失业导致的工作收入中断,应对紧急医疗或意外所导致的超支费用.即作为紧急备用金

C.客户可利用活期存款储备紧急备用金.与贷款额度相比不存在机会成本

D.在预测客户期望达到的消费水平支出时,银行从业人员要考虑客户所在地区的通货膨胀率高低

答案

参考答案:C

解析:以存款作为储备同样存在机会成本,即因为保持资金的流动性而可能无法达到长期投资的平均报酬率。

阅读理解

阅读理解。

     Long ago there was a little boy who wanted to be a soldier, but none of his brothers and sisters did. Later he went to a military (军事) school and studied very hard. When he was less than eighteen, he became a soldier. But the small man wanted power. He wanted to tell people and nations and the whole world what to do. He kept on working and studying until he became a general ( * * ) in the French Army.

     His name was Napoleon Bonaparte, and he finally became Emperor (皇帝) of France. He was famous as an emperor, and for a while he won all the wars and became a national hero. But he was not a kind man. He could be charming when he wanted to be. But he was also rude and very cruel, and many people died so that he could win his wars.

     Napoleon did one thing that was very important to the United States. He sold a huge piece of land in North America to the United States and got a lot of money and he could go on fighting a war with England. And Napoleon rose to great power.

根据短文内容,回答下列问题。

1. Did Napoleon want very much to become a soldier or an emperor when he was a little boy?

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2. Why did Napoleon study hard in the military school?

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3. Why did the French regard Napoleon as a national hero?

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4. Why did Napoleon sell the land to the United States?

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5. How did Napoleon rise to great power?

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