中央银行产生的主要途径有( )。
A．垄断货币的发行
B．票据交换与结算
C．从商业银行演变而来
D．直接组建
E．银行兼并
参考答案：C,D
解析： 纵观世界各国中央银行产生与发展的历史，中央银行的产生主要有以下两条途径：①由信誉好、实力强大的商业银行经过逐步演变．最终发展而成，如英国的英格兰银行(Bank of England)和瑞典的瑞典银行(Risksbank of Sweden)；②由政府出面直接组建而成，如美国的联邦储备体系。
If you want to learn a new language，the very first thing to think about is why.Do you need it for a____reason，such as your job or your studies？__2__perhaps you’re interested in the____，films or music of a different country and you know how much it will help to have a____of the language. Most people learn best using a variety of____，but traditional classes are an ideal(理想的)start for many people.They____an environment where you can practice under the ____ of someone who’s good at the language.We all lead ____ lives and learning a language takes____.You will have more success if you study regularly，so try to develop a____.It doesn’t matter if you haven’t got long.Becoming fluent in a language will take years，but learning to get by takes____. Many people start learning a language and soon give up.“I’m too____，” they say.Yes，children do learn languages more ___ than adults，but research has shown that you can learn a language at any____.And learning is good for the health of your brain，too.I’ve also heard people____ about the mistakes they make when____.Well，relax and laugh about your mistakes ____you’re much less likely to make them again. Learning a new language is never ___.But with some work and devotion，you’ll make progress.And you’ll be ____by the positive reaction of some people when you say just a few words in ___ own language.Good luck！ (2013·安徽)
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