问题 问答题

货轮在海上航行时,某舱发生火灾,船长命令灌水施救,扑灭大火后,发现纸张已经烧毁一部分,未烧毁的部分,因灌水后无法使用,只能作为纸浆处理,损失原价值的80%。另有印花棉布没有烧毁但水渍损失,其水渍损失使该布降价出售,损失该货价值的20%。在这种情况下,纸张损失的80%、棉布损失的20%,都是部分损失吗为什么

答案

参考答案:从数字上来看,一个80%,另一个为20%,似乎都是部分损失,其实不然。在保险业务中,全部损失分为实际全损和推定全损,在实际全损中有三种情况:一是全部灭失;二是失去使用价值;三是虽然有使用价值,但已丧失原来的使用价值。从第一种情况来看,纸张原来应该作为印刷书报或加工成其他成品,现在只能作为纸浆造纸,因此属于实际全损的第三种情况。而印花棉布虽遭水渍,处理之后仍作棉布出售,原来的用途未改变,因此,只能是部分损失。

单项选择题

Oxford and Cambridge University Boat Clubs have both taken the opportunity to travel to Spain this month to train in less testing weather conditions than those which have, quite literally, already blown around the UK in January of 2007.

Each group of athletes has been focused on training to the maximum, working on technique and molding themselves into two potential fighting units per Club for the 2007 Boat Race, sponsored by Xchanging. One set will be in the Blue Boat for each club and one set will race as reserves in Isis, for Oxford, and Goldie, for Cambridge.

In these modern times, the Head Coach for each club has a huge input on selection even though the crew is still named by the President. Just twenty years ago the balance was not quite the same.

The year 1987 will always be remembered in the history of this great Race as the year of the "mutiny" at Oxford. It is a tale which has since been retold and reworked in both a book and a movie.

This was the season for which mature Scottish student, Donald Macdonald, was elected President, having all ready won a Blue in 1986. Macdonald re-appointed Daniel Topolski (now a renowned rowing journalist and broadcaster) as Chief Coach.

Part of the 1986/87 squad at Oxford included American Chris Clark, now a coach at an American University, and four fellow US internationals.

Allegedly, a split appeared in the squad between the American quintet, all experienced and leading oarsmen, and those rowers closest to Macdonald. The Scot’s group were happy to follow Topolski’s regime whilst the others were not so sure.

Following a contentious seat racing trial in January of 1987, Topolski decided to move Clark to the bow-side of the beat. Clark disagreed. Topolski held firm. As a result Clark and his "group" within the squad decided not to ROW and sought a takeover.

The squabble was played out extensively in the UK national media and caught the public imagination. MacDonald sought support from the college captains and eventually won a vote of confidence by 28 votes to 11.

Without the Americans, the Oxford crew was immediately considered a lost cause. Cambridge were overwhelming favorites to win.

As it turned out, though, this was a Race which would prove why sport, and particularly The Boat Race, can be so fascinating.

MacDonald had to seek support from the college captains because ().

A. the public imagined he was not competent to command his crew

B. the Chief Coach Topolski lost the experienced American oarsmen

C. the Oxford crew was unlikely to win the Race without the Americans

D. the Americans would leave the squad unless they were to lead it

单项选择题