问题 单项选择题

根据下列文字资料回答以下各题:

截至2002年底,某省建设银行本外币一般性存款余额为1411.52亿元,比年初新增252.86亿元,增幅为21.82%,其中人民币一般性存款余额1363.2亿元(人民币企业存款余额776.16亿元,新增150.95亿元;个人储蓄存款余额587.04亿元,新增104.70亿元),新增255.65亿元,增幅为23.08%。

截至2002年底,全行本外币贷款余额为1031.29亿元,比年初新增250.24亿元,其中人民币贷款余额1020.47亿元,新增245.59亿元。

2002年全行实现中间业务收入2.12亿元,比上年增长53.10%。全年完成国际结算35.34亿美元,比上年增加7.02亿美元。全年累计结售汇23.51亿美元,比上年增加4.60亿美元。实现个人外汇买卖交易13亿美元。累计发行龙卡751.2万张,实现龙卡消费交易额21.3亿元,比上年增加6.8亿元。办理速汇通业务203.33万笔,累计汇入汇出金额412.19亿元,实现手续费收入2144.5万元,比上年增长79.6%。资金清算系统累计汇划业务量为385万笔,汇划金额4972亿元。审价咨询业务继续保持同业领先水平,其中造价咨询实现收入8560万元,比上年增长10.51%。

截至2002年底,全行“一逾两呆”(即逾期、呆滞、呆账贷款)口径本外币不良贷款余额为42.59亿元,比年初下降5.67亿元;不良率为4.13%,比年初下降2.05个百分点。全年全行实现本外币账面利润17.14亿元。

 

下图的阴影部分最能体现2002年底全行人民币个人储蓄存款余额占人民币一般性存款余额的比例的是()

 

A.A

B.B

C.C

D.D

答案

参考答案:C

解析:

2002年底的比例约为587.04÷1363.2≈43%,故选C项。

问答题

Ever since the economist David Ricardo offered the basic theory in 1817, economic scripture has taught that open trade—free of tariffs, quotas, subsidies or other government distortions—improves the well-being of both parties. U.S. policy has implemented this doctrine with a vengeance. Why is free trade said to be universally beneficial The answer is a doctrine called "comparative advantage". Here’s a simple analogy. If a surgeon is highly skilled both at doing operations and per forming routine blood tests, it’s more efficient for the surgeon to concentrate on the surgery and pay a less efficient technician to do the tests, since that allows the surgeon to make the most efficient use of her own time. By extension, even if the United States is efficient both at inventing advanced biotechnologies and at the routine manufacture of medicines, it makes sense for the United States to let the production work migrate to countries that can make the stuff more cheaply. Americans get the benefit of the cheaper products and get to spend their resources on even more valuable pursuits. That, anyway, has always been the premise. But here Samuelson dissents. What if the lower wage country also captures the advanced industryIf enough higher-paying jobs are lost by American workers to outsourcing, he calculates, then the gain from the cheaper prices may not compensate for the loss in U.S. purchasing power. "Free trade is not always a win-win situation," Samuelson concludes. It is particularly a problem, he says, in a world where large countries with far lower wages, like India and China, are increasingly able to make almost any product or offer almost any service performed in the United States. If America trades freely with them, then the powerful drag of their far lower wages will begin dragging down U.S. average wages. The U.S. economy may still grow, he calculates, but at a lower rate than it otherwise would have.

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