问题 问答题 简答题

国际货物运输保险的基本原则有哪些?

答案

参考答案:

国际货物运输保险的基本原则主要包括合法原则、保险利益原则、最大诚信原则、近因原则及补偿原则等。

合法原则是指保险必须符合法律的规定,具体包括保险人必须是具备合法经营资格的人;保险标的合法;保险合同的签订必须合法等。

保险利益原则是指投保人或被保险人对保险标的应当具有的法律上所承认的利益,否则保险合同无效。

最大诚信原则是指双方当事人在订立保险合同时,必须如实告知对方有关订立合同的主要情况,以便对方能够决定是否签订合同。最大诚信原则对投保人的要求主要体现在告知和履行保证上,对保险人的要求则体现在弃权与禁止抗辩上。

近因原则是指只有损失的近因是属于保险责任范围时,保险人才会承担赔偿责任。

补偿原则是指投保人或被保险人订立保险合同的目的只能是用来补偿自己的损失,而不能通过保险获取额外的利益。

单项选择题

The days of elderly women doing nothing but cooking huge meals on holidays are gone. Enter the Red Hat Society—a group holding the belief that old ladies should have fun.
"My grandmothers didn’t do anything but keep house and serve everybody. They were programmed to do that," said Emily Cornette, head of a chapter of the 7-year-old Red Hat Society.
While men have long spent their time fishing and playing golf, women have sometimes seemed to become unnoticed as they age. But the generation now turning 50 is the baby boomers(生育高峰期出生的人) , and the same people who refused their parents’ way of being young are now trying a new way of growing old.
If you take into consideration feminism(女权主义) , a bit of spare money, and better health for most elderly, the Red Hat Society looks almost inevitable(必然的). In this society, women over 50 wear red hats and purple(紫色的) clothes, while the women under 50 wear pink hats and light purple clothing.
"The organization took the idea from a poem by Jenny Joseph that begins: When I am an old woman, I shall wear purple. With a red hat which doesn’t go," said Ellen Cooper, who founded the Red Hat Society in 1998. When the ladies started to wear the red hats, they attracted lots of attention.
"The point of this is that we need a rest from always doing something for someone else," Cooper said, "Women feel so ashamed and sorry when they do something for themselves. " This is why chapters are discouraged from raising money or doing anything useful. "We’re a ladies’ play group. It couldn’t be more simple," added Cooper’s assistant Joe Heywood.

The underlined word "chapter" in Paragraph 2 means ______.

A.one branch of an organization

B.a written agreement of a club

C.one part of a collection of poems

D.a period in a society’s history

单项选择题