It’s not as _______ as yesterday, so there are _______ children playing with their parents in the People’s Square.

A．warm; fewer

B．warm; less

C．warmer; fewer

D．warmer; less

按贷款风险分类法借款人的还款能力出现明显问题，完全依靠其正常营业收入无法足额偿还贷款本息，既使执行担保，也可能会造成一定损失的贷款应归为______。