参考答案：C

解析：

Stable value funds hold securities such as short- term fixed income instruments (not treasury bills, but higher-return instruments ) and guaranteed investment contracts that are guaranteed by the issuing insurance company. These fixed income instruments provide higher income than money-market-style investments, while the insurance-type contracts provide protection from losses. Growth funds generally target (not avoid ) stocks with high Price/Earnings multiples, since they are perceived to be high growth companies. Consequently, both statements are false.