下列关于个人理财业务与信托业务、商业银行储蓄业务的不同点，表述错误的是（）。
A．个人理财业务中资金的运用是按照合同约定的．储蓄资金的运用是按照银行需要的
B．个人理财业务的风险一般是客户承担或者商业银行和客户共同承担的；储蓄的风险是商业银行独立承担的
C．个人理财业务的受益人和信托业务的受益人都只能是委托人本人
D．个人理财业务中客户的资产不与商业银行其他资产严格区分相互独立；而信托中财产性质是登记并与受托人的财产严格区分的
参考答案：C
解析：
根据《信托法》第43条规定，信托业务的受托人可以是受益人．但不得是同一信托的唯一受益人。
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| When someone has deeply hurt you, it can be extremely difficult to let go of your anger. But forgiveness is possible and it can be surprisingly 1 to your physical and 2 health. "People who forgive 3 less depression, anger and stress and more hopefulness" says Frederic Luskin Ph.D., 4 of Forgive for Good. "So it can help 5 on the wear and tear on our organs reduce the wearing out of the immune system and 6 people to feel more vital." So how do you start the forgiveness? Try 7 these steps: Calm yourself. To defuse (缓解) your 8 and try a simple stress-management technique. "Take a couple of breaths and think of 9 that gives you pleasure: a 10 scene in nature, someone you love," Luskin says. Don't 11 an apology. "Many times the person who hurt you has no 12 of apologizing," Luskin says. "They may have wanted to hurt you or they just don't see things the same 13 . So if you wait for people to apologize you could be waiting a (n) 14 long time." Keep in mind that forgiveness does not necessarily mean 15 to the person who upsets you. Take the control away from your offender. Mentally replaying your 16 gives power to the person who caused you pain. " 17 of focusing on your hurt feelings, learn to look for the love, beauty and kindness 18 you," Luskin says. Try to see things from the other person's perspective (视角). If you empathize (有同感) with that person, you may 19 that he or she was acting out ignorance, fear, even love. Recognize the benefits of forgiveness. Research has shown that people who forgive report more energy, better 20 and better sleep patterns. Don't forget to forgive yourself. "For some people, forgiving themselves is the biggest challenge," Luskin says. "But it can rob you of your self-confidence if you don't do it." | ||||
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