Are the following statements about assessi

问题单项选择题

Are the following statements about assessing credit risk true or false Statement 1: From a lender’ s perspective, higher margin volatility is for floating-rate debt but not for fixed-rate debt. Statement 2: Product and geographic diversification should lower credit risk. Statement 1 Statement 2（）①A.False True ②B.False False ③C.True True

A. ①

B. ②

C. ③

答案

参考答案：A

解析：

Margin stability is desirable from the lender’ s perspective for both floating-rate and fixed-rate debt. Higher volatility will increase credit risk. Product and geographic diversification should lower credit risk as the borrower is less sensitive to adverse events and conditions.