问题 判断题

大唐证券公司是上海证券交易所的会员,它也可以在深圳证券交易所进行交易。( )

答案

参考答案:

解析: 证券交易所的会员只能在其所属交易所中进行交易,因此,大唐证券公司作为上海证券交易所的会员不能在深圳证券交易所交易。

问答题

2006年3月2日,A展览公司(以下简称“A公司”)与B公司签订了一份价值为100万元的展览设备买卖合同。该合同约定:A公司于3月3日向B公司签发一张金额为人民币15万元的银行承兑汇票作为定金;B公司于3月10日交付展览设备;A公司于B公司交付展览设备之日起3日内付清货款;任何一方违约,应当依照合同金额的20%向守约方支付违约金。3月3日,A公司依约向B公司签发并交付了一张由C银行承兑和付款的金额为15万元的银行承兑汇票,B公司在收到该汇票后,于3月4日将其背书转让给D公司。3月10日,B公司未向A公司交付设备,经A公司催告后至3月15日,B公司仍未交货,A公司遂于3月18日另行购买了设备,并通知B公司解除合同,要求B公司双倍返还定金30万元,同时支付违约金20万元。B公司收到A公司通知后未就解除合同提出异议,但不同意A公司提出的双倍返还定金和支付违约金的要求。3月9日,D公司取得的上述汇票不慎被盗,同日,D公司到C银行办理了挂失止付手续。3月10日,王某用盗得的上述汇票以D公司的名义向E公司购买汽车一辆,并以D公司的名义将该汇票签章背书转让给E公司作为支付购买汽车的价款。3月12日,E公司为支付F公司货款,又将该汇票背书转让给F公司。4月5日,F公司在该汇票到期日向C银行提示付款,C银行拒绝支付票款。
要求:根据上述事实,回答下列问题:
(1)B公司收到A公司解除合同通知后,双方之间签订的买卖合同是否已经解除并说明理由。
(2)A公司要求B公司双倍返还定金30万元,同时支付违约金20万元是否符合《中华人民共和国合同法》的规定并说明理由。
(3)王某以D公司的名义将汇票签章背书转让给E公司的行为是否有效并说明理由。
(4)在F公司向C银行提示付款时,D公司已采取的挂失止付补救措施是否可以补救其票据权利为什么

填空题

Have life insurance Is it enough or maybe too much


Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.
"People don’t think about, ’What will my family do if I am gone and not earning a living ’" says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they’re not stuck."
(1) Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance. (2) "They don’t think that the person who is not bringing in an income needs life insurance," says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can’t stop working and usually has to pay someone to help care for the family.
(3) Katt recommended that one young couple should buy $3 million for the husband who earns $100,000 a year and $1 million for the stay-at-home wife.
At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family. (4) Some employers provide a year’s salary, but that may also fall well short of the amount your family would need to maintain its standard of living.
Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. (5)
Another drawback is that if you leave your job, you may not be able to take your insurance. "Given the job market, most of us are not absolutely certain that our jobs are secure," Daugherty says. (6)
On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, which is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says: (7) . Single people and those who have no children to care for usually don’t need life insurance.
Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him how much life insurance he needs. "I said none," Katt says. (8)
A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 — barely enough to cover your funeral expenses.
B. Families don’t always insure a parent who is staying home to care for the children.
C. "There are people who don’t need life insurance but have it and many more people who need it but are woefully uninsured."
D. The purpose of insurance is to replace the income that a family has been relying on.
E. "Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own."
F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents.
G. Planning for your death is not a cheerful topic.
H. But if you’re young and healthy, you may be able to get a better rate on your own.