问题 问答题

甲公司向乙公司购买机器一台,为支付货款,签发了一张以自己为出票人、以乙公司为收款人、以建设银行为承兑人、票面金额为30万元、到期日为2008年8月3日的银行承兑汇票,并交付给乙公司。甲公司和建设银行均在该汇票上进行了签章。乙公司的财务人员赵某利用工作之便,将上述汇票扫描,利用其他途径获得建设银行的空白银行承兑汇票进行技术处理,“克隆”了一张与原始汇票几乎完全一样的汇票,然后将“克隆汇票”留在乙公司,将原始汇票偷出。赵某以乙公司的名义,向丙公司购买了一批黄金制品,归自己所有,并将原始汇票背书转让给丙公司,在背书人签章处加盖了伪造乙公司公章,签署了虚构的孙某的姓名。乙公司为向丁公司购买钢材,将“克隆汇票”背书转让给了丁公司。在上述汇票付款到期日,丙公司和丁公司分别持有原始汇票和“克隆汇票”向建设银行请求付款。建设银行以丙公司所持有汇票的背书人的签章系伪造为由拒绝付款,以丁公司持汇票系伪造为由而拒绝付款。
要求:根据上述内容,分别回答下列问题:

如果建设银行拒绝丁公司的付款请求,丁公司是否有权向乙公司追索说明理由。

答案

参考答案:丁公司无权向乙公司追索。由于该汇票本身无效,因此乙公司实际并没有在该“克隆汇票”上签章,因此不承担票据责任,但丁公司可以基于双方的买卖合同要求乙公司承担违约责任,赔偿丁公司的损失。

解析: 只有出票人的签章有问题才会导致票据无效,其他人的签章有问题不影响票据的效力。对物抗辩中的“票据上有伪造、变造情形而为的抗辩”,是指的被伪造人或付款人对伪造人或变造人的抗辩,而对于善意的已经支付对价的持票人是不适用的。在无效票据上签章相当于没有签章,不承担票据责任。

完形填空
My partner and I were staying in Beruwela on the Southwest coast of Sri Lanka when the tsunami(海啸) hit. We   1  from the first floor of our hotel. At that time, a wall of water swept in and tore the ground floor apart underneath us.   2  to be moved out to Colombo was very frightening because everyone was afraid that another and possibly bigger   3  would come. At one stage we heard that another wave was coming and there was   4 . Surprisingly, a fleet of small vehicles driven by local people arrived outside the hotel and we just  5  a minibus.
We were taken up a hill to a place of   6  where we were welcomed by a family who told us that we could stay as   7  as we needed to. Among all this death and   8 , these people were trying to help us! We were shown to the local Mosque where hundreds of locals were cooking, collecting and distributing food and supplies for those less   9 . In the three days we were waiting to leave, we saw many examples of ordinary Sri Lankans, many of whom had lost friends,   10  and livelihoods(生计,谋生方式), trying to help others who were worse off. It was a very moving experience.
We have since been   11  the family who took us in and they are saying that what their country needs most urgently is practical help, doctors, nurses and medicines, helping to   12   roads and rebuilding electricity and water supplies. These people would have done anything to help us, it is time for the British Government to do more to help them. 
小题1:
A.heardB.watchedC.learntD.moved
小题2:
A.TellingB.ForcingC.WaitingD.Ordering
小题3:
A.waveB.floodC.hurricaneD.water
小题4:
A.panicB.peaceC.silenceD.violence
小题5:
A.looked intoB.turned toC.jumped intoD.broke into
小题6:
A.safetyB.warmthC.goodnessD.dreams
小题7:
A.wellB.farC.soonD.long
小题8:
A.kindnessB.happinessC.loveD.destruction
小题9:
A.carefulB.fortunateC.dependentD.energetic
小题10:
A.childrenB.expertsC.familyD.relatives
小题11:
A.in honor ofB.by way ofC.in contact withD.on behalf of
小题12:
A.makeB.clearC.cleanD.build
多项选择题