问题 单项选择题 案例分析题

李先生是做体育器械生意的,自己的公司近两年的营业状况良好,目前从厂家进货需要首付定金500万,因为最近资金周转紧张一时间拿不出这么多钱。李先生家庭经济情况良好,拥有市值800万左右,评估价为650万的高档住宅。李先生本人为公司股东,且公司运营情况良好。李先生资金使用时间为3~6个月,且以后可能会有不定期资金需求,所以李先生拟向银行申请1年期个人经营贷款。

对李先生来说,最适合的还款方式为()。

A.等额本息还款法

B.等额本金还款法

C.按月还息、到期一次性还本还款法

D.等比递增还款法

答案

参考答案:C

解析:按月还息、到期一次性还本还款法,即在贷款期限内每月只还贷款利息,贷款到期时一次性归还贷款本金,此种方式一般适用于期限在1年以内(含1年)的贷款。

完形填空
The passengers on the bus watched sympathetically as the attractive young woman with the white cane(杖,手杖) made her way carefully up the steps. She 36 the driver and, using her hands to feel the  37 of the seats, walked down and found the  38 which the driver had told her was empty. Then she settled in.
It had been a year since Mary, 34,  39 a medical misdiagnosis (误诊), was suddenly thrown into a world of  40 . Mark, her husband, was an Air Force officer and he loved Mary with all his heart. He  41  her how to rely on her other  42 , specifically her hearing, to determine where she was and  43 to adapt herself to the new environment. He helped her befriend(友好对待) the bus drivers who could  44 for her, and save her a seat.
 45 , Mary decided that she was ready to try the  46 on her own. Monday morning, she said good-bye and for the first time, they went their  47  ways.
On Friday morning, Mary took the bus to work as usual. As she was  48 the bus, the driver said, “Boy, I  49 envy you.” Mary had no  50  what the driver was talking about, and asked, “What do you  51  ?”
The driver answered, “You know, every morning for the  52 week, a fine-looking gentleman  53  a military uniform has been standing across the corner  54 you as you get off the bus. He  55  you cross the street safely and he watches until you enter your office building. You are one lucky lady.”          
Tears of gratitude poured down Mary’s cheeks.    
小题1:
A.thankedB.askedC.discoveredD.paid
小题2:
A.locationB.shapeC.sizeD.cost
小题3:
A.ticketB.busC.seatD.bag
小题4:
A.according toB.instead ofC.thanks toD.due to
小题5:
A.angerB.darknessC.happinessD.light
小题6:
A.askedB.encouragedC.taughtD.praised
小题7:
A.feelingsB.sightsC.sensesD.abilities
小题8:
A.howB.whenC.whereD.who
小题9:
A.make outB.watch outC.find outD.work out
小题10:
A.FinallyB.LuckilyC.HoweverD.Besides
小题11:
A.visitB.tripC.busD.work
小题12:
A.oppositeB.separateC.difficultD.usual
小题13:
A.getting onB.getting inC.getting offD.getting up
小题14:
A.mustB.mayC.willD.do
小题15:
A.ideaB.opinionC.wayD.thought
小题16:
A.wantB.meanC.sayD.suggest
小题17:
A.nextB.oldC.pastD.following
小题18:
A.byB.onC.withD.in
小题19:
A.searchingB.watchingC.callingD.noticing
小题20:
A.looks outB.takes upC.believes inD.makes sure
判断题