问题 单项选择题

银行体系的流动性主要体现为商业银行整体在中央银行的()。

A.各项贷款总额

B.各项存款总额

C.现金寸头

D.超额备付金寸头

答案

参考答案:D

解析:银行体系的流动性主要体现为商业银行整体在中央银行的超额备付金头寸。影响超额备付金头寸的主要因素包括外汇占款、贷款投放、节假日因素等。

阅读理解

阅读短文,选择正确答案。

    In an American classroom, a Chinese girl was asked to answer a question. She stood up and smiled, without

making any sound. The American teacher looked at himself and didn't see anything funny. So he asked her the

question again. The girl just smiled but said nothing. The teacher was angry. He didn't know that the girl smiled

to cover her embarrassment (尴尬) because she wasn't able to answer the question.

    In a dining room in Beijing, an Englishman was careless and dropped a plate. The Chinese who had seen this

began to laugh. The Englishman felt uncomfortable and even got angry. "They are laughing at me," he thought.

In fact, the Chinese laughed not at the Englishman or his bad luck-whether he is a foreigner or a Chinese. The

laughter has several feelings, don't take it so seriously; laugh it off, it's nothing; such things can happen to any

of us, etc.

1. The Chinese girl smiled in an American classroom because             . [ ]

A. she was asked to answer a question

B. she was asked to stand up

C. she couldn't answer the question

D. the teacher looked funny

2. Which feeling is NOT included in the laughter when the Englishman dropped a plate? [ ]

A. Don't take it seriously.

B. Bad luck!

C. It's nothing.

D. It can happen to any of us.

3. What does the writer want to tell us? [ ]

A. Smiles and laughter don't mean the same thing to different people.

B. Smiles and laughter always bring happiness.

C. American people are easy to get angry.

D. Chinese students are impolite.

单项选择题