下列选项中，属于授信范畴的主要包括（）。
A.贸易融资
B.票据贴现
C.贷款承诺
D.票据承兑
参考答案：A, B, C, D
You should be careful of such a person flatters you in your presence and speaks ill of you in behind.
A．who
B．that
C．as
D．which
—Who was late for class this morning?
— _________. [ ]
A. None
B. No
C. Nobody
D. Never
