下列关于个人住房贷款利率调整方式的说法，正确的是（）。
A.贷款期限在1年以上的，执行合同利率，遇法定利率调整时.必须在下年1月1日调整为新利率
B.贷款期限在1年以上的，执行合同利率，合同期内遇法定利率调整时，可由借贷双方按商业原则确定
C.个人住房贷款的期限在1年以内（含1年）的贷款.实行合同利率.遇法定利率调整可分段计息
D.个人住房贷款不可以采用固定利率的确定方式
参考答案：B
解析：个人住房贷款的期限在1年以内（含1年）的贷款，实行合同利率，遇法定利率调整不分段计息：贷款期限在1年以上的，合同期内遇法定存款利率调整时，可由借贷双方按商业原则确定，可在合同期间按月、按季、按年调整，也可采用固定利率的确定方式。但实践中，银行多于次年1月1日起按相应的利率档次执行新的利率规定。
| 完形填空。 | ||||
| One night a hotel caught fire (失火), and the people in the hotel ran out in their 1 clothes. Two men stood outside and looked at the fire. " 2 I came out," said one, "I ran into some of the rooms and found a lot of 3 . People don't think of money when they are 4 . When anyone leaves paper money in a fire, the fire 5 it. So I took all the money I could find. 6 will become poorer because I took them." "You don't know me," said the other, "and you 7 my work." "What's your work?" "I'm a policeman." "Oh!" 8 the first man. He thought quickly and said, "And do you know my 9 ? I'm a writer. I'm always telling stories about the things that 10 happened." | ||||
|