在个人住房贷款中，个人住房贷款的合同有效性风险包括（）。

A.未签订合同

B.合同格式条款无效

C.未履行法定提示义务

D.格式条款解释前后矛盾

E.格式条款与非格式条款不一致

In ______, Shakespeare has not only made a profound analysis of the social crisis in which the evils can be seen everywhere, but also criticized the bourgeois egoism.

A. Hamlet
B. King Lear
C. The Tempest
D. Romeo and Juliet