企业年金具有的特点有（）
A.年金的缴费或由企业承担，或由企业和职工共同承担
B.企业自愿建立，国家不强制建立，不直接干预
C.年金的缴费只由职工个人承担
D.企业必须建立，国家强制建立，直接干预
E.企业年金基金不属于委托人等各管理当事人的清算财产，是中国式养老信托制度的开创者
参考答案：A, B, E
解析：
企业年金具有以下几个特点：
①由企业自愿建立，国家不强制建立，不直接干预；
②年金的缴费或由企业承担，或由企业和职工共同承担；
③企业年金基金不属于委托人等各管理当事人的清算财产，是中国式养老金信托制度的开创者。
根据下列句子及所给汉语意思，在句子右边的横线上写出空缺处各单词的正确形式。每空只填一个词。
2. His casual clothes were not _______ (适当的, 正当的) for such a formal occasion.
3. He took a _______ (冒险) when he crossed the old bridge.
4. I behaved badly and I am _______ (惭愧的, 羞愧的) of myself now.
5. The manager has _______ (批准) of our plan.
6. Chinese economic and trade _______ (展览会) have promoted the exchange of the advanced techniques
with other countries.
7. I'm not _______ (信服) of his honesty.
8. The injured person lay on the ground, _______ (流血) heavily.
9. The company's head office is here, but it has _______ (部门) all over the country.
10. It is _______ (违法) for people under 17 to drive a car in Britain.