Now the Internet is a popular channel　　　　the  public voice their opinions and show their strength.

A．by that

B．by which

C．through that

D．through which

贷款担保文件包括( )。

A．保证人的营业执照

B．抵(质)押物价值评估报告

C．抵(质)押物权属证明文件

D．借款人资信审查文件

E．保证人最近三年的财务报表