问题 单项选择题

贷款组合层面的行业风险应关注的因素不包括()。

A.银行客户的行业集中度

B.银行贷款在不同行业中的分布

C.银行主要客户所在行业的特征

D.银行客户集中地区的信用环境和法律环境

答案

参考答案:D

解析:行业风险是指当某些行业出现产业结构调整或原材料价格上升或竞争加剧等不利变化时,贷款组合中处于这些行业的借款人可能因履约能力整体下降而给商业银行造成系统性的信用风险损失。D项属于区域风险应关注的因素。

阅读理解

Taylor Swift,23,US

Unlucky in love as she may be,Swift was lucky at the Billboard Viusic Awards on Sunday night. The singer received the night's top honor,Artist of the Year, as well as Top billboard 20 Artist Top Female Artist,Top country Artist and Top Digital songs Artist. Her album Red topped the billboard 200 and country album categories,and her single We Are Never Ever Getting Back Together was named Top

Country Song.

Adele,25,UK

Adele has been appointed a member of the Most Excellent Order of the British Empire this week during Queen Elizabeth II's annual Birthday Honors,the BBC reports.The singer was recognized for her service to music.The award is another highlight in a fruitful year for Adele,who,in addition to a Grammy and a Golden Globe,won a Best Original Song for Skyfall in Oscar 2013.

Robert Downey Jr,48,US

The actor, best known for playing the superhero Iron Man, left an 18-month-old fan in floods of tears because he wasn't wearing his character's red and gold suit in public. The heartbreaking meeting happened last Thursday while the actor was out for a walk in the Massachusetts towns of Sunderland and Shelburne Falls. A photo of the crying kid and Downey looking both concerned and awkward quickly made its way into the international news.

Jennifer Aniston,44,US

In the 10 months since her August 2012 engagement(订婚)to Justin Theroux,all eyes have been on Aniston,with fans wondering just when she will become Mrs Theroux. But multiple sources in contact with Aniston and her inner circle say that plans for the much expected wedding appear to be left for the present time. The couple decided to delay the big day because they're both busy with work.

小题1:On which page of a newspaper can you find the above material?

A.On the front page.

B.On the entertainment page.

C.On the sports page.

D.On the education page.小题2:2013 has been a fruitful year for Adele for she has won all the following awards EXCEPT_______

A.the Golden Globe

B.the Grammy

C.Artist of the Year in Billboard

D.Best Original Song in Oscar小题3:The anecdote about Robert Downey Jr happened_______.

A.on a casual occasion

B.at a fan meeting

C.at a movie promotion

D.at a press conference小题4:Which of the following is true according to the text?

A.We Are Never Ever Getting Back Together was written for Taylor Swift's country.

B.Adele sang on the BBC to celebrate Queen Elizabeth II's birthday.

C.Robert Downey did not know what to do when the kid started crying.

D.Jennifer Aniston is working on her wedding despite her busy schedule.

问答题